Creditworthiness is evaluated by lenders in several ways; by viewing your past handling of credit and debt. In many cases, by assessing your ability to afford the payments required to repay debt. Your credit score tell a story about your financial history; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. Through credit repair and assistance with your personal finance management, we can create a credit success.
Our services include a free private credit and debt counseling session, debt management action plan, credit education, contacting creditors on your behalf, challenge negative items with all 3 credit bureaus, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing, your job? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.
Learn about what's holding you back from getting the credit you need to reach your goals.
Take the steps needed to see your score rise and learn how to keep it there.
Close the deal and get approved for that new home, car, card or much more!
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.